Schemes of Coconut Development Board
Production and Distribution of Planting Material
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The objective of the programme is to enhance the production and supply of good quality
planting materials through following component programmes. Establishment of 7 Demonstration
cum Seed Production (DSP) Farms in different parts of the country in a total
area of 240 ha with the aim to produce quality seednuts. These farms are the demonstration
centres for scientific coconut cultivation and processing. Setting up of coconut
nurseries attached to the DSP farms to produce quality seedlings of desired
cultivars/varieties suitable for each locality. Raised seedlings are distributed
to farmers at reasonable price. Aid to registered/ private/ approved coconut nurseries.
The financial assistance is limited to 25% of the cost of production or Rs.2
lakhs whichever is less. The minimum financial assistance of Rs.50000 is allotted
for producing 6250 seedlings annually from 25 cents and maximum financial assistance
of Rs.2 lakhs for producing 25000 seedlings from one acre. Establishment of Regional
coconut nursery for supplementing the nursery programmes of the state government.
The maximum financial assistance for setting up of regional coconut nursery in non
traditional areas is 50% of cost of production. Aid to establish nuclear seed garden
in private sector / registered / cooperative societies/ farmers' associations. Maximum
financial assistance is limited to Rs.6 lakhs to establish seed garden phased over
a period of 3 years @ Rs.3 lakhs during the 1st year and Rs.1.50 lakhs each in second
and third year respectively. The quantum of financial assistance is based on the
total area of seed garden (maximum 4 ha) or limited to 25% of the cost of establishment
of nuclear seed garden.
Expansion of Area under Coconut Back to Top
This programme is intended to bring in more area under coconut in the potential
belts thereby increasing the production potential in the country. For this, the
small and marginal farmers are given incentive assistance for undertaking new planting
of coconut and its further maintenance.The new planting assistance is given at the
rate of Rs. 8,000 per hectare, which is disbursed in two equal annual installments.
The programme is implemented by the Board through the Department of Agriculture/
Horticulture of various States/ UT's as the cases may be. Application forms prescribed
by the Board are supplied to various implementing offices of the State Government
which in turn are distributed to the eligible farmers. The filled in applications
submitted by farmers after proper field verification are forwarded to the office
of the Board concerned with proper recommendation of the implementing officers for
further processing and sanction of subsidy. The Board after scrutiny of the applications,
sanctions eligible subsidy and disburse the sum in the form of individual cheques/
demand drafts to the farmers through the same implementing offices.
Integrated Farming for Productivity Improvement
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The objective of the programme is to improve production and productivity of the
coconut holdings through an integrated approach and thereby increasing the net income
from unit holdings with the following component programmes.
Laying out of demonstration plots
Financial assistance of Rs.35,000 per ha in two annual installments is provided
for adoption of integrated management practices in disease affected gardens. The
objective of the programme is to encourage the farmers to adopt the technology developed
for the management of disease affected coconut gardens. Demonstration plots will
also help in motivate farmers in adoption of result oriented production technologies.
Integrated Farming for Productivity Improvement on CLUSTER basis:
The objective of the Coconut Clusters is increasing the production and productivity
of coconut from unit holdings by proper and timely adoption of package of practices
in a farmer participatory mode. This programme will facilitate the adoption of appropriate
coconut based farming systems and promote farm level processing for value addition
on a community basis. The scheme is being implemented by the Board on cluster basis
in a contiguous area of appropriate size of 25-50 ha irrespective of the individual
size of the holdings. The selection of the cluster is based on criteria such as
demonstration value, easy accessibility, availability of minimum infrastructure
facilities for the adoption of average management practices, cohesiveness of the
group and most importantly the readiness of the farmers in the cluster to assume
responsibility and implement the programme in a farmer participatory mode as per
the Board's guidelines.
Download application form for Laying out of demonstration plots (LoDP)
List of Coconut Clusters and contact addresses
Assistance for organic manure units
To promote the use of organic manure like vermicompost, coir pith compost, ordinary
compost and FYM in coconut holdings. Financial assistance of Rs.20000 per unit or
50% of cost of production is provided for setting up of a unit.
Technology Demonstration Back to Top
- Maintenance of Pilot Testing
Plant and Quality Control laboratories.
- Techno-economic studies on product
diversification and byproduct utilization.
- Consultancy service on production,
processing and marketing.
- Training programmes on convenience
foods.
Market Promotion & Statistics Back to Top
Operational Guidelines for the Market Promotion Programmes (2019-20)
1. Infrastructure support for establishment of procurement centres by FPOs
The scheme is proposed to encourage and empower the FPOS and provide them support to initiate procurement centres for aggregation and marketing of coconut leading finally to change the farmer from a price taker to a price fixer.
a. Eligibility for financial assistance for establishment of procurement centres by FPOs:
1. The FPO should be at least one year old.
2. The FPO should be registered with the Board
3. The FPO should have filed their returns for the previous financial year
4. The FPO should have undertaken at least three of the following group activities like coconut procurement and supply, coconut husk procurement and supply, copra production, organic manure/fertilizer arrangements for member farmers, seedling production, initiation of retail outlets or coconut kiosks etc
b. Procedure for submission of proposal for assistance :
1. The proposal for initiation of procurement centres should be submitted 30 days before the planned date of initiation of procurement.
2. The FPO should attach copies of documents - registration with CDB, copy of returns filed, details of group activities undertaken with volumes and values etc.
3. Assistance would be provided for the establishment of necessary infrastructure for procurement as reimbursement only
c. Financial assistance proposed under the scheme :
CDB will extend assistance as reimbursement of expenses for the establishment of infrastructure for undertaking procurement of produce.
|
Infrastructure supported |
Assistance proposed |
| 1. |
Construction of semi permanent/permanent shed/godown space for temporary storage of produce (attach lease agreement of land) |
Reimbursement of 50% of the expenditure incurred subject to a maximum of Rs.3.00 lakhs only |
| 2. |
Platform balances |
| 3. |
Minimum Office furniture of one office table and two chairs |
| 4. |
Books of accounts – cash book, purchase and sales register, Farmer ledger and trader ledger |
| 5. |
De-husking machines |
| 6. |
Iron mesh baskets |
| 7. |
Trolleys for carrying coconuts |
| 8. |
Other post harvest handling equipments for coconut |
The attested copy of the title deed of the land should be submitted along with
the proposal if the land is owned by the FPO. In case of leased land, the
attested copy of the lease agreement between the FPO and the owner of the land
should be submitted. The lease agreement should include the clause : “The FPO is
permitted to undertake construction of semi permanent/permanent shed/godown
space in the leased premise for procurement and marketing of
coconut/shell/husk/any other by-product of coconut”. The lease period of land
should be for a minimum of five years"
d. Procedure for submission of claim :
i. After establishment of the procurement centre and initiation of procurement,
the claim for reimbursement of expenses should be submitted within 30 days.
ii. All supporting documents of items of expenditure should be certified by the
Chairman/President of the FPO and submitted.
(Download Application format
for Procurement Centre )
2. Infrastructure support for setting up of sales outlets or kiosks for value
added coconut products.
The scheme envisages to extend support for establishment of Coconut
kiosks/outlets for selling all kinds of quality products made from Coconut. The
support will be provided to Manufacturers of branded value added coconut
products and Farmer Producer Organisations (FPOs) registered with CDB, on
project basis. The manufacturers/FPOs will have to submit a Detailed Project
Report which explains about the location of the kiosk, the space and structure
of the outlet, the source of coconut products, the mode of operating and
monitoring the outlet, the expected daily sales and the economic viability of
project.
The
provisions under the scheme are as follows:
1) On approval of project, the applicant has to undertake the activities
proposed and submit the completion report along with original bills and
vouchers.
2) The Board will provide reimbursement of 50% of cost incurred on
infrastructure, purchase of furniture, cupboards, racks, signage, refrigerator,
electrical installation etc limited to a maximum of Rs 3.00 lakhs.
3) The applicant has to submit the claim after the project is implemented. CDB
will conduct inspection prior to the fund release, in order to assess whether
the project is implemented as explained in Detailed Project Report.
4) All assistance will be provided to manufacturer/FPO on reimbursement basis,
only after submission of bills and vouchers (including TAN/PAN numbers).
Coconut kiosk/coconut point should have the following parameters:
i. Nature of possession of Coconut kiosk/outlet should be:
a. Owned by the applicant, or
b. On rent or lease for a period of at least 3 years
ii. The Coconut kiosk/outlet should have a minimum area of 100 square feet
iii. It should be a permanent or semi-permanent structure
iv. It should have a permanent/semi-permanent sign board (made of wood or metal)
which is properly visible to the public
v. Different products of coconut should be made available at the kiosks viz
Virgin Coconut Oil, Desiccated Coconut, Coconut chips, Coconut milk, Tender
coconut water, Coconut oil, Neera and its value added products, Coconut wood
based and Coconut shell based products
vi. Posters of coconut products available for sale should be displayed vii.
Provision should be made for proper display of products
viii. It should display the list of products along with their price
ix. Proper accounts and bills should be maintained on day to day transactions
and should be made available to CDB officials during their visit at any time.
(Download Application format for
Sales outlet)
3. Assistance for Quality Certification
The rapid growth in global coconut trade and the increasing demand for coconut
products makes it all the more crucial to establish a quality system of
production. The importance of standards in trade is fast becoming critical for
the domestic as well as international trade. Adherence to specific standards
increases the market value of the product. Quality of coconut products and
packaging assumes a strong role in promoting market development of the product.
The selection decision of the buyers and consumers is very much influenced by
the quality certifications possessed by the product.
There are many types of quality certifications in place for the processing of
quality products which include systems on quality, environment management,
occupational health and safety management, food safety management, energy
management etc. The scheme is proposed to encourage entrepreneurs and processors
to undertake quality certification of the process/product to facilitate better
market development. These include ISO 9001 (Quality Management System), ISO
14001 (Environmental Management System), OHSAS (Operational Health safety), ISO
22000 and FSSC 22000 (Food safety), HACCP (Hazard Analysis at Critical Control
Points), ISO 27001 (Information Security Management), ISO 28000 (Supply Chain
Management) etc and other certifications like Fair Trade, Good Manufacturing
Practices, Good Hygienic Practices etc. Government of India is also actively
promoting quality certification and Quality Council of India had launched two
new schemes for Indian food chain related industry namely IndiaGHP and
IndiaHACCP certification schemes based on globally accepted Codex standards.
These schemes will also help India food chain related industry to demonstrate
compliance to global standards without having to go for costly and time
consuming foreign certifications as many countries have mandated HACCP for high
risk sectors and most developed countries have mandated Good Hygienic Practices
(GHP) across all food sectors. FSSAI is also encouraging the food industry to
aim for India HACCP standard though it mandated hygienic and sanitary practices
through its licensing regulations.
Proposed scheme :
The scheme is proposed to promote quality certification and implementation of
food safety management systems in harmonization with international standards.
• Interested entrepreneurs or manufacturer exporters have to submit proposal for
quality certification.
• The proposal should include detailed component wise fee structure for
implementation of quality systems and in house quality control lab equipments.
• The certification should be undertaken through recognized agencies accredited
by National Accreditation Board for Certification Bodies
• The applications will be scrutinized by an in-house Screening Committee.
• Financial assistance proposed is reimbursement of 50% of the costs for
certification and in-house quality control equipments subject to a maximum of
Rs.5 lakhs.
• Assistance will be given for expenses related to the certification process,
implementation of the quality system, application fee, product testing fee to
the relevant standards, inspection charges, advance licence fee, surveillance
charges, installation of in-house quality control lab equipment etc.
• Applicants should submit certificate from Government empanelled agencies in
respect of proof of expenditure incurred for acquiring the certification along
with the claim.
• Assistance for Kosher, Halal or any other religious certification is not
eligible.
• Civil work, AC, refrigerator, computer, glass ware, chemicals, consumables etc
are not eligible for assistance. Quality assurance is a crucial factor that has
to be ensured for coconut products in order to develop and sustain the domestic
and export market demand. With a surge in the coconut industry world-wide, it is
high time that our processors /exporters are equipped to come up with high
quality products using state of the Art Technology.
(Download Application format for Quality
Certification)
4. Assistance to exporters for participation in international exhibitions /trade
fairs/buyer seller meets.
The objective of this scheme is to support exporters to develop market for their
coconut products globally by creating opportunities for participating in
international events where there is potential for market development and market
promotion of their specific product.
a. Eligibility for financial assistance for participation in
international trade fairs/expos/market promotional events/buyer seller meets.
1.The firm should have a valid RCMC issued by CDB.
2.The firm should not be under investigation/charged/prosecuted/debarred/
blacklisted under the Foreign Trade Policy of India or any other law relating to
export and import business.
3.The exporter should not have availed any financial assistance under any scheme
from the Government of India or State Governments for participation in the same
event.
4.The firm should have completed one year of membership with CDB as exporter.
5.Assistance shall be permissible to only one person (regular employee/director/
partner/proprietor) representing the company. Assistance would not be available
to exporters of foreign nationality or holding foreign passport.
6.A firm will be extended assistance for participation in a maximum of two
events in a year.
b. Procedure for submission of proposal for assistance :
1.The proposal for participation in the exhibition should be submitted 60 days
before the start of the event
2.The applicant should attach copies of documents - RCMC, statement of export
details during past three years, passport copy of delegate attending the event.
c. Financial assistance proposed under the scheme :
CDB will extend assistance for the following expenses subject to the specified
conditions and limits.
|
Item |
Assistance proposed |
|
Accommodation |
50% of the cost subject to a maximum of Rs.50,000/- |
|
Space rent |
50% of the space rent across all categories subject to a maximum of Rs.75,000/-
. The space rent will subject to maximum booth/stall size of 9 Sq. Mtrs. or
minimum booth/stall size provided by concerned Indian trade bodies (eg. ITPO,
FIEO etc) or the Fair Organiser. |
|
Air fare |
50% of the actual economy class air fare across all categories limited to
Rs.75,000/- (for one representative from each participating enterprise) |
|
Printing of publicity materials |
50% of the cost subject to maximum of Rs.25,000/- |
e. Procedure for submission of claim :
1. After participation in the event, the claim for reimbursement should be
submitted within 30 days of completion of the event.
All supporting documents of items of expenditure on travel, accommodation and
space rent should be submitted.
2. A report of the participation in the event with details of market access
obtained, enquiries received and markets identified should be submitted along
with photos of participation.
3.The filled in evaluation format should also be submitted.
Download Application
format for Assistane to Exporters
Download List of Foreign Exhibitions
/ fairs approved for participation by the Board/exporters
5. Brand Building support
Branding building is critical to the success of any business. Brand building is
the process of generating awareness and promotion of the services of a company
through direct advertising campaigns or through sponsorship. Brand building
strategies bring consumers closer to the brand and provide value for them so
that they can know, feel and experience the brand.
ELIGIBLE ORGANIZATIONS
Manufacturing organizations eligible under the scheme can be government
organizations, autonomous organizations, Cooperatives, Coconut Producer
Companies, Proprietorship, Partnership firm, Private limited company etc.
Financial assistance for market promotion activities shall be limited to those
products / firms which conform to relevant national and international quality
standards viz. BIS/AGMARK/HACCP/ISO etc (whichever is applicable). Only those
coconut products with approved quality standards and shelf life are eligible for
assistance under the scheme.
QUANTUM OF ASSISTANCE
(i) For Government/Co-Operative Institutions The assistance is limited to a
maximum amount of Rs.25.00 lakh or 100% of the project cost whichever is less.
(ii) For Other Companies/Organizations
The assistance is limited to a maximum amount of Rs.7.50 lakh or 50% of the
project cost whichever is less. Assistance under the scheme will be extended as
reimbursement of expenditure incurred for eligible brand building activities.
Brand publicity through Digital Marketing
Under this component, activities taken up by the manufacturing units to promote
the products through electronic media are supported. The components under this
head include
• Website Development
• Bar Coding
• RFID
• Online Advertising
• QR Code Marketing
• Search Engine Optimization
• Emails/ SMS/Social Media Marketing
Brand publicity through mass media
Under this component, activities taken up by the manufacturing units to promote
the products through mass media are supported. The components under this head
include
• Print media like newspapers, magazines, journals etc.
• Television Advertising
• Radio Advertising
• Railway Announcement.
Assistance for printing publicity materials
Under this component, market promotional activities taken up by manufacturers
through printing publicity materials will be supported. The elements eligible
include
• Leaflets
• Brochures
• Pamphlets
• Posters, Newspaper insertions, magazine pull-outs etc.
• Products demo/Display
• Other P-O-P materials(Danglers, display materials) Assistance for outdoor
advertising Under this assistance will be provided to the following components
• Hoarding(print/electronic)
• Billboards • Bus/Tram Panel ads
• Moving hoardings
Download Application format
for Brand Building Support
GENERAL CONDITIONS
1. The applicant should submit application to the board for availing the
assistance
2. As far as possible assistance shall be extended to manufactures.
3. Assistance should be made on reimbursement basis only and that too after
verifying the bills / Vouchers submitted in support of the claim. The GST Number
of the firm and PAN Number of the agency through which the marketing activity is
undertaken shall be shown in their Bills.
4. Only branded and quality certified products come under the purview of the
promotional schemes.
5. Affidavit from the manufacturer that they own the brand and the
responsibility of the brand lie with the manufacturer.
6. The decision on eligibility of the applicant by the board will be final.
7. The Board reserves all right to make changes in the proposed scheme if needed
without any prior notice.
DOCUMENTS TO BE SUBMITTED
Applicants should submit following documents along with the application to CDB
1. Attested copy of Certificate of incorporation/registration of the
organization, Memorandum and Articles of Association, partnership deed etc.
2. Attested copy of quality certificates if any of relevance like
BIS/AGMARK/HACCP/ISO / GMP/GHP/SQF.
3. Applicants have to submit all relevant proof of documents such as bills with
GST number , photographs, copy of the publicity materials etc. for which the
assistance is claimed.
4. Affidavit showing that the manufacturer own the brand and the responsibility
of the brand lie with the manufacturer and have not availed any other assistance
for the same purpose from any other organization.
5. All claims need to be duly substantiated by proof of payment against
invoices. In the event of any false claims being lodged, Board reserves the
right to claim refund of the amount granted to the applicant with applicable
interest.
Manufacture of quality coconut products through development of skilled labour:
The scheme is proposed to develop a skilled task force for processing of coconut
products. Preference will be extended to skill development in the North East
followed by placement in suitable processing units. The program is proposed to
be carried out in association with coconut processing units set up with the
financial assistance of the Board under the scheme “Technology Mission on
Coconut” A batch of 10 trainees are proposed to be trained in a processing unit.
However one more batch may be considered depending on the capacity of absorption
of trained manpower in the unit. The estimated cost per batch is as follows:
|
No |
Particulars |
Unit cost (Rs.) |
Total cost (Rs.) |
|
1 |
Food and Accommodation for 10 trainees |
250 |
75,000 |
|
2 |
Honorarium for one Master Trainer |
20,000 |
20,000 |
|
3 |
On the job training stipend for the trainees |
150 |
45,000 |
|
4 |
Consumables, course materials, pre and post evaluation skill test etc |
|
7,000 |
|
5 |
Other miscellaneous expenses and contingencies |
|
3,000 |
|
|
TOTAL COST FOR ONE TRAINING |
|
1,50,000 |
Download Application format for
Skilled Labour
Coconut Palm Insurance Scheme Back to Top
1. Introduction
Coconut cultivation subjected to risks from climatic changes, natural disasters,
pests, diseases etc. and, at times, entire coconut cultivation of a region, gets
wiped out due to natural calamity or onset of pest attack. Coconut is a perennial
crop and losses suffered by farmers due to damage of this crop, are material and
needs to be addressed.
Coconut palms are perennial crops, but palm trees are characterized by periodic
system of crop setting and outcomes and hence resemble seasonal annual crops and
should, accordingly, eligible for insurance cover. Since coconut is cultivated under
rain-fed management and is susceptible to biotic and a-biotic stresses, it is necessary
to minimize risk faced by coconut farmers, predominantly small and marginal, by
covering coconut palms with an insurance scheme.
2. Objectives
i) Assist coconut growers in insuring coconut palms, against natural and other perils.
ii) Provide timely relief to farmers, who suffer income loss due to sudden death
of palms.
iii) Minimize risk and encourage replanting and rejuvenation to make coconut farming
remunerative.
3. Applicability:
The CPIS will be applicable to all healthy nut bearing coconut palms; grown as mono
or intercropped; on bunds farms or homestead and to all varieties of coconut, including
Tall, Dwarf and Hybrids. Since Dwarf and Hybrids begin to yield fruit from 4th year
of planting, this variety of coconut palms in age range of 4-60 year will be covered
under the scheme, but Tall variety coconut palms will be eligible for coverage for
age range of 7-60 year. Unhealthy and senile palms will be excluded from coverage.
4. Eligibility criteria:
As per the Scheme, individual farmer / grower offering at least 5 healthy nut bearing
palms for insurance in specified age group, (4-60 years for dwarf, hybrid and 7-60
years for tall) contiguous area / plot will be eligible for insurance.
5. Scope of cover:
The scheme will cover all healthy palms within insurable age group in areas / districts
selected for implementation of the scheme. Partial insurance of plantation in contiguous
area is not allowed. Insurance coverage is from 4th / 7th year to 60th year, and
split into two age groups i.e. 4-15 years and 16-60 years, for fixing premium and
sum insured.
Self declaration of age group by insured farmer / grower in insurance proposal will
be acceptable. Insurance Company may get the insured palms verified for authenticity,
at any time before expiry of policy period or payment of claim. Insurance becomes
void in event of wrong declaration of age or any material fact by insured, concerning
insurance.
Farmers/ growers desiring insurance may directly contact representatives / authorized
agents of Insurance Company or may contact nearest office of Agriculture / Horticulture
Department. Premium will be paid by farmer / grower, net off premium subsidy, through
cash, cheque/bank draft, drawn in favor of Insurance Company.
6. Contingency insured
This insurance policy pays for total loss of palm on account of happening of perils
insured leading to death of insured palm or It’s becoming unproductive. In case,
death of palm is not immediate, payment of sum insured will be payable on production
of certificate from Coconut Development Board (CDB) / Agriculture / Horticulture
Department justifying cause for declaring palm unproductive. A palm can be declared
‘unproductive’ only when further growth / rejuvenation of palm is removed / possible
after the same damaged by peril(s) insured, provided palm is removed / felled by
insured. In case farmer / grower wishes to retain unproductive palm as it is (with
out felling), salvage value of 50% of sum insured will be deducted from claim. In
any case, loss of palm will have to be established to, occurrence of peril insured.
7. Risks covered:
The scheme covers following perils leading to death / loss of palm or palm becoming
un-productive:
i) Storm, hailstorm, cyclone typhoon, tornado, heavy rains.
ii) Flood and inundation.
iii) Pest and diseases of widespread nature causing, irreparable damages to palm.
iv) Accidental fire, including forest fire and bush fire, lightening.
v) Earth quake, landslide and tsunami
vi) Severe drought and consequential total loss
8. Exclusions:
No claims shall be payable under the scheme, if palm is lost due to operation of
peril insured is within ‘Franchise’ clause. Insurer will not be liable for any payment,
under this policy, for any expenses incurred by insure in connection with or in
respect of loss other than on account of perils insured. The insurance does not
cover following events, in so far as they are applicable, keeping in view scope
of insurance cover:
(a) Loss by Theft, War, Invasion, Civil war. Rebellion, Revolution, Insurrection,
Mutiny, Lock out, Malicious Damage, Conspiracy, Military/Usurped power, Civil commotion,
Confiscation, Requisition/destruction/damage by order of any Government de-jure
/ de-facto / by any public / municipal / local authority including damage due to
power transmission.
(b) Nuclear reaction, nuclear radiation or radioactive contamination.
(c) Impact damage due to aircraft or other falling objects
(d) Willful negligence of insured and any one acting on his behalf.
(e) Damage caused by human, bird or any animal action.
(f) Improper maintenance of palms.
(g) Palm becoming unhealthy & senile.
(h) Natural morality of the palm, up-rooting of palm traceable to chiseling of roots.
9. Sum Insured & Premium:
|
Insured sum will vary from Rs.900 per palm (for 4th – 15th
year age group) to Rs.1750 per palm (for 16th to 60th year.
|
Sum insured per palm (Rs.)
|
Premium per plant/year (Rs.)
|
|
4th – 15th
|
900
|
9.00
|
|
16th – 60th
|
1750
|
14.00
|
10. Premium Subsidy:
Of amount under para 9 above, 50% will be paid by Coconut Development Board (CDB)
and 25% by State Government concerned and balance 25% will be paid by farmer / grower.
In case, the State government does not agrees to bear 25% share of premium, farmers
/ growers, will be required to pay 50% of premium, if interested in insurance scheme.
In case some planters/growers’ association wishes to bear the premium on behalf
of planters/growers, such associations may do so if they have ‘insurable interest’.
In any case, the planters/growers shall have to bear a minimum of 10% premium.
Premium subsidy amount (50% by CDB and 25% by participating States) will be released
to Insurance Company in advance based on estimates, which will be replenished /
adjusted on quarter/year basis.
11. Insurance Term:
A policy can be issued for a maximum period of three years for which rebate in premium
@7.5% for two year policy and 12.5% for three year policy will be provided to the
planters/growers.
Effort will be made to ensure that all eligible farmers / growers join the scheme
by 31st March of year. However, those farmers / growers who do not join the scheme
by 31st March may join the scheme subsequently, and in which case risk is covered
from 1st day of succeeding month.
12. Waiting period:
Loss / death of palms, within 30 days from inception of insurance, sum insured is
not payable under the scheme, but this condition is not applicable in case of renewal
of insurance, without time gap.
13. Franchise:
The claim is assessed only if number of palms damaged, due to perils insured are
in a contiguous area is more than the palms lost as shown for different slabs:
|
Sl No.
|
No. of Insured Palms in a contiguous area
|
Franchise (Palms lost)
|
|
1
|
< 30
|
1
|
|
2
|
31-100
|
12
|
|
3
|
>100
|
3
|
14. States & Areas Covered:
This insurance scheme will be implemented in the selected districts of all the States/UTs,
growing coconut palms.
All bearing and healthy palms will be insured, in a contiguous area, by farmer /
grower and every effort will be made by CDB, to get all bearing and healthy palms
insured, in cluster villages of district(s).
15. Issue of Insurance Policy:
Certificate of Insurance / Cover not will be issued by AIC to all individual insured
farmers / growers, within 30 days from receipt of proposal, with requisite premium.
AIC shall also furnish a consolidated list of insured farmers / growers district-wise
to Coconut Development Board (CDB), on quarterly basis.
Claim assessment & settlement procedure:
Loss of insured palms will be intimated by insured farmers to insurance company
within 15 (fifteen) days from occurrence of peril, with all relevant details. The
claims may also be intimated through concerned State Government Call Centers, until
Implementing Agency (i.e. insurance company) sees up its own call centre. Loss assessment
certification is required to be furnished by Coconut Development Board (CDB) / Agriculture
/ Horticulture Department / State Agriculture University (SAU), as authorized by
insurance company for each district, justifying cause for loss of palm, within 15
days from intimation of loss. Insurance company, at its discretion may send its
representative to assess loss jointly with agency designated to certify loss. Insurance
company will release claim to insured farmer / grower within one month from date,
all relevant certified details of claim are received in their office. Release of
claim amount, however, is subject to receiving premium subsidy from both CDB and
concerned State.
Insurance ceases to operate once a full claim is paid. Personal Accident cover for
climbers registered with CDB/State government may be arranged with the public sector
general insurance companies. The sum insured and premium will be negotiated depending
upon the likely number of climbers to be insured.
17. Monitoring Mechanism:
State level Monitoring Committee will be set-up in all implementing States, consisting
of representatives of CDB, insurance company and State Agriculture / Horticulture
Dept, to monitor progress of scheme. This Committee will meet, at least once in
quarter, to review progress and make suggestions in popularizing the scheme.
Annual review of scheme will be undertaken by Ministry of Agriculture (Gol) with
participation of implementing States, Coconut Development Board and insurance company.
18. Insurance Publicity:
Participating States and CDB will make every effort to popularize their insurance
scheme among farmers / growers, using extension mechanism, at their disposal. State
governments will advise all offices of Agriculture / Horticulture Department in
districts to create awareness about the scheme and also facilitate insurance process
by providing necessary guidance to farmers / growers.
National Crop Insurance Programme (NCIP)
Component III: Coconut Palm Insurance Scheme (CPIS)
Operational Guidelines (CPIS)
1. AIC will issue a Master Policy to the Department of Agriculture, which will be
followed by endorsement detailing the coverage as per the Proposal and Listing Sheet
submitted from time to time, based on the individual proposal received along with
premium.
2. Krishi Bhavans of Department of Agriculture will function as the Nodal Point
for administering the Scheme.
3. The Growers have to enroll at respective Krishi Bhavans by submitting duly filled
in proposal forms along with the requisit Premium amount.
4. Only Healthy Bearing Palms (Palms yielding more than 30 Nuts per year) are eligible
to be covered under the Scheme
5. All Healthy Bearing Palms in a contiguous area has to be insured by the Grower
/farmer in full. In other words partial insurance of a Coconut Plantation is not
allowed.
6. The Agriculture Officer of the implementing Krishi Bhavans will assist the farmers
in the proper filling up of the proposals and arriving at the correct premium. Upon
receipt of the duly filled in and signed proposals from the farmers, the Agriculture
Officer will scrutinize the same & issue a duly signed and stamped Acknowledgement-cum-Receipt
to the farmer after proper verification of Proposal Forms.
7. The farmer has to retain this document as a proof of insurance under this Scheme
during, the entire Policy period and shall quote his Acknowledgement-cum- Receipt
number in all his further correspondences.
8. The Agriculture Officer shall consolidate the Proposals into a Listing Sheet
(in duplicate) and submit the original signed copy to the Regional Office of AIC
on a Monthly basis (not later than 5th of the following month) along with all the
proposals and a consolidated cheque /DD favoring Agriculture Insurance Company of
India Ltd
9. The Agriculture Officer shall exercise utmost care in ensuring that all the proposals
along with the prescribed premium collected at Krishi Bhavans are forwarded without
any omission, elapse. In the event of non-remittance of collected proposals and
premiums to AIC on time, AIC will not be, in a position to accept as due claim liability
if any, arising out of such proposals and premiums collected by the Officer but
not received by AIC.
10. Upon receipt of the Listing Sheet along with relevant Proposals & Premium
Instrument, AIC will scrutinize the same and Excess Premium if any will be refunded
back and in the case of Premium Shortage if any, it has to be recovered by the Agriculture
Officer from the concerned party upon intimation from AIC. AIC will assume risk
in respect of such proposals only upon receipt of the full premium.
11. During the Policy Period in the event of occurrence of insured perils leading
to Total Loss of the insured palms, the insured shall give due intimation to the
concerned Agriculture Officer as well as AIC's Regional Offices immediately and
have to submit the duly filled in claim form to the Krishi Bhavan not later than
15 days from the date of loss.
12. Agricultural Officer will verify the loss and certify its admissibility upon
inspection. The duly certified claim form needs to be forwarded to AIC within 15
days from the receipt of claim intimation. Wherever required AIC may depute professional
loss assessors/AIC's Officials at its discretion for loss inspection.
13. Upon receipt of claim form with loss assessment certification from the Agriculture
Officer, AIC will process the claim and shall remit the admissible claim amount
to the insured at the insured's address by way of cheque/DD subject to receipt of
full premium (including subsidy portion).
14. AIC will provide necessary training to the Officials in the concerned districts
and provide necessary forms and publicity materials.
15. AIC will endeavor to settle all the admissible claims within one month from
receipt of completed claim documents from the Agriculture Officer.
16. Department of Agriculture, State Govt. shall release its budgeted share of Agriculture
Premium subsidy in advance to AIC for implementing the Scheme.
17. AIC shall give quarterly Utilization Status Report of the fund received towards
subsidy to Coconut Development Board.
18. The Coconut Development Board apart from advance release its share of Premium
Subsidy, shall give due publicity to the scheme
19. CDB shall facilitate enrolment of farmers in the Clusters/ CPS registered with
the Board.
20. The Department of Agriculture shall popularize the Scheme though its extension
machinery including its Mass Media Wing.
21. It may be noted that at least 16.2 % plan allocation be earmarked for SC and
ST farmers/ beneficiaries under scheduled castes special Plan (SCSP) and Tribal
Sub Plan (TSP) as per directives of Planning Commission. It may also be noted that
at least 30% of budget allocations are earmarked for women beneficiaries/ farmers
and this may also be intimated to the Central Government in the Monthly Progress
report.
22. A MoU has to be signed among AIC, Department of Agriculture /Horticulture of
State Govt.(s) and Coconut Development Board highlighting the responsibilities/obligations
of each stakeholders.
Human Resource Development Back to Top
- Training to improve technical
skills of managerial and supervisory personnel.
- Training and visits to understand
and appraise the technologies.
Financial assistance under Technology Mission
Back to Top
Coconut Development Board invites applications for Financial Assistance under Technology
Mission on Coconut. Applications are invited from prospective entrepreneurs for
setting up /modernizing / expanding coconut processing units and promoting value
added coconut based products.
Under Technology Mission on Coconut, financial assistance @ 25% of the project cost
limited to a maximum of Rs.50.00 lakhs is extended as credit linked back ended subsidy
for setting up of coconut processing units for production of value added coconut
products. Modernization and expansion of existing processing units will also be
eligible for assistance. The project for seeking assistance for setting up coconut
processing unit should be submitted through the bank with a minimum of 40% of the
project cost as term loan.
Packed, Branded coconut oil with Agmark standards, Virgin Coconut Oil (VCO), dietary
fibre, Desiccated coconut powder, Coconut chips, defatted coconut powder, snow ball
tender coconut, coconut milk powder, coconut jaggery, coconut cream, activated carbon,
coconut water based vinegar, shell charcoal, packed tender nut water, minimally
processed tender coconut, shell powder, shell/wood based handicrafts and copra dryer
are some of the items which will be considered for assistance. Financial assistance
will also be available for new and innovative coconut based products, which are
backed by commercially viable technologies.
Financial assistance is provided for market promotion of coconut products through
the media, participation in exhibitions / developing / hiring display facilities
in super markets, adopting attractive packaging etc. @ 50% of the project cost limiting
to Rs.10.00 lakhs for individuals and Rs.25.00 lakhs to co-Operative organisations.
Interested entrepreneurs can submit applications in the prescribed format along
with project reports to the Chairman, Coconut Development Board, Kera Bhavan, Kochi
682 011.
List of Beneficiaries (Various Schemes) - Farmer Producer Organizations (FPOs)